The current standard model of cosmology considers that space inflates and subsequently expands. The pre-fermion model proposes that instead it is the loops, which are the only directly observable objects in the universe, that expand in radius during inflation and which are then locked-in at the size that they attained after that inflation ended. Subsequent expansion is the physical motion of those inflated loops. The paper explains the model in some detail and concludes by comparing the calculations made in the Koide mass formula for the charged lepton loops with the same result using the inverse area of those same loops, implying that the loop structure is consistent with the mass observed. Also shown is that the total inflation across each charge family of loops, once adjusted for the ‘missing charge’ factor, is the same, at 1.44x〖10〗^23 ±10%, despite the inflation of each loop along each of the three spatial axes being different.